In car ownership, Insurance is an important aspect that must be owned. This is because insurance can protect the car from anything, like an accident, damage, even theft.
One of the insurances most widely used by the public is All Risk. If you use this insurance you can claim minor damage to loss, so it really protects our car.
Claiming this insurance is also not difficult, just need to do a few steps below. Quoted from various sources, The following is how to claim car insurance at All Risk.
Attach photos of car damage
The first step that must be taken when claiming All Risk car insurance is to document the area that was damaged. The photo is intended to be sent to All Risk, Not only that, other documents must also be prepared, such as a photocopy of the STNK, SIM, insurance policy to a certificate from the police that the car was damaged due to an accident.
When Positioning Outside the City, Contact an Insurance Agent
When you want to submit a claim, Otolovers must do it in the city where they apply for insurance. However, if you are still out of town, You can still make a claim when your car has an accident. Just contact the insurance agent and tell them the chronology of why the car was damaged. If the insurance claim is accepted, The insurance agent will recommend certain partner workshops in that city.
Fill out the form in the workshop
When you have received a recommendation from the repair shop for an insurance claim, Next, fill out the claim form provided at the workshop. Don't forget to bring the all risk car claim requirements documents that will be needed later. Wait until the repair shop will continue the process of submitting a claim to the insurance agent.
Submit Claim Confirmation to the Insurance Company
If all requirements have been met, The next step is that the repair shop will submit confirmation to the insurance agent. The claim will be processed immediately and the damaged parts will be repaired on the car. This method will make it easier for insurance owners to submit claims anywhere and anytime, even outside the city.
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